IDFC FIRST Bank Credit Cards referral code
What you get Bonus for you
₹500 gift voucher when you spend ₹5,000 in your first statement cycle. Several IDFC FIRST cards are lifetime-free; check your variant.
How to apply
- Open my IDFC FIRST referral link
- Apply (the bank decides the card variant)
- Complete KYC and get your card
- Spend ₹5,000 in your first statement cycle
Don't miss this: The ₹5,000 must be spent within your first statement cycle (about a month), not later.
Good fit if
People who want a lifetime-free card with no joining fee.
Skip it if
You already hold a live IDFC FIRST credit card (not eligible).
Offer details & FAQ
| You get | ₹500 gift voucher when you spend ₹5,000 in your first statement cycle. Several IDFC FIRST cards are lifetime-free; check your variant. |
|---|---|
| I get (disclosure) | 5% cashback on your spends in the 30 days after friend's card issue, max ₹1,000 per referral |
| When it's paid | Referee card issued |
| Paid as | Cashback to card within 60 days |
| Limits | ₹5,000 total (first 5 referrals) |
Does using a referral cost me anything?
No. You apply the same way and pay the same fees. My reward comes from IDFC FIRST Bank Credit Cards, not from you.
When will the bonus arrive?
Referee card issued. Keep the confirmation SMS or email until it's credited.
Is this offer still live?
It was verified on 5 Nov 2026. Offers change often, so check the terms in the app before you apply.
Something wrong with this offer? Tell me and I'll fix it.
