Best cashback credit cards in India
Cashback is the simplest reward: no points to track, just money off your bill.
3 cards to consider
Each link opens the bank's referral offer. Choose the card named below when you apply.
SBI Card
₹500 Amazon voucher
Bonus for you
Cashback SBI Card: flat cashback on online spends, credited to your bill.
Kiwi RuPay Credit Card
₹100 joining reward
Bonus for you
Kiwi RuPay card: lifetime free, with cashback on Scan & Pay UPI payments.
Axis Bank Credit Cards
Card's welcome benefits
Axis ACE: higher cashback on bills paid through Google Pay and on Swiggy and Zomato, plus a base rate everywhere else.
Before you apply
- Check whether cashback goes to your bill or to a wallet. Bill credit is easier to use.
- Annual fees are often waived above a yearly spend. Check that you'll reach it.
- Rent, wallet loads, fuel and EMIs are usually left out of cashback.