Best cashback credit cards in India

Updated 6 Nov 2026

Cashback is the simplest reward: no points to track, just money off your bill.

3 cards to consider

Each link opens the bank's referral offer. Choose the card named below when you apply.

SBI Card ₹500 Amazon voucher Bonus for you

Cashback SBI Card: flat cashback on online spends, credited to your bill.

Kiwi RuPay Credit Card ₹100 joining reward Bonus for you

Kiwi RuPay card: lifetime free, with cashback on Scan & Pay UPI payments.

Axis Bank Credit Cards Card's welcome benefits

Axis ACE: higher cashback on bills paid through Google Pay and on Swiggy and Zomato, plus a base rate everywhere else.

Before you apply

  • Check whether cashback goes to your bill or to a wallet. Bill credit is easier to use.
  • Annual fees are often waived above a yearly spend. Check that you'll reach it.
  • Rent, wallet loads, fuel and EMIs are usually left out of cashback.
Not sure which credit card? Answer 5 quick questions to see your best matches

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