Best travel credit cards in India

Updated 6 Nov 2026

Travel cards pay back in flights, hotel stays and lounge visits. The right one depends on how often you travel and how much you spend.

3 cards to consider

Each link opens the bank's referral offer. Choose the card named below when you apply.

Scapia Federal Bank Card ₹1,000 off your 1st flight Bonus for you

Scapia card: lifetime free, zero forex markup abroad, and extra rewards on bookings in the Scapia app.

Tata Neu Credit Card (NeuCard) Joining fee waived + perks Bonus for you

Tata Neu Infinity HDFC: NeuCoins on Air India and Taj bookings made through Tata Neu, plus airport lounge access.

Axis Bank Credit Cards Card's welcome benefits

Axis Atlas or Horizon: miles you can move to airline and hotel partners.

Before you apply

  • Lounge access on many cards now needs a minimum spend each quarter.
  • For trips abroad, a card with low or zero forex markup saves 2–3.5% on every payment.
  • Points are worth most when moved to airline or hotel partners, not used for vouchers.
Not sure which credit card? Answer 5 quick questions to see your best matches

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