Kiwi RuPay Credit Card referral code
What you get Bonus for you
₹100 joining reward when your Kiwi card arrives. The card is lifetime-free and gives cashback on Scan & Pay UPI payments.
LA8998
How to apply
- Download the Kiwi app
- Enter my referral code during the card application
- Complete card KYC within 30 days
- Make your first UPI payment with the Kiwi card
Don't miss this: Enter the code in the application. Opening a referral link alone doesn't count.
Good fit if
Getting cashback on UPI QR payments with a RuPay credit card.
Skip it if
You've applied for several credit cards recently: each application is a hard enquiry on your credit report.
Offer details & FAQ
| You get | ₹100 joining reward when your Kiwi card arrives. The card is lifetime-free and gives cashback on Scan & Pay UPI payments. |
|---|---|
| I get (disclosure) | Campaign-based: ₹300 per referral (both sides); milestone offers like ₹2,000 per 2 / ₹5,000 per 5 card issues; older ₹1,500 tier |
| When it's paid | Referee card issued + first UPI txn; code entered during application |
| Paid as | Cash/rewards |
| Limits | One referee per code; one offer at a time |
Does using a referral cost me anything?
No. You apply the same way and pay the same fees. My reward comes from Kiwi RuPay Credit Card, not from you.
When will the bonus arrive?
Referee card issued + first UPI txn; code entered during application. Keep the confirmation SMS or email until it's credited.
Is this offer still live?
It was verified on 5 Nov 2026. Offers change often, so check the terms in the app before you apply.
Something wrong with this offer? Tell me and I'll fix it.
